Are You a Bank, Financial Institution or a Credit/Debit/Cash Card Company?
If you represent a bank, a financial institution or a credit/debit/cash card company; XMS could be the solution for you especially in offering mobile banking to your customers. You can read more about XMS in the XMS section of our website. NSS is a one of the pioneers in the world to introduce end-to-end SMS encryption in mobile communication.
XMS involves key pairing between customer and bank's server. The application on the phone is protected by a password that is set by the user during installation. Messages are encrypted and signed at point of origin (mobile handset) and decrypted only at point of termination (recipient's mobile handset or bank server). Thus data at rest, as well as in transit remains protected.
XMS rides on the SMS protocol, so we do not introduce anything new, instead use a mature, popular technology in a new business workflow. XMS assures the following:
- Confidentiality (Encrypted contents)
- Integrity (Hash value and digital signature)
- Non Repudiation (Digital signature)
XMS Technology is being adopted by banks and financial institutions in the industry via the following:-
- XMS Mobile Banking uses digitally signed and encrypted messages for notifications, account access, funds transfers and mobile based payments.
- Xms Anti-Identity Theft Solution allows banks and credit card issuers to authenticate their customers' transactions in real time.
- XMS Mobile Payments enables a virtual mobile wallet with bank grade security and encryption.
- XMS Mobile Funds Transfer (Stored Value Cards) is integrated in the prepaid or debit card to enable payments, third party purchases like betting, gaming, ticketing etc.
Partner with NSS
Find out how NSS could work with your organization to enable the mobile channel for account access, customer interaction, payments, money transfers, notifications etc. please read the How to Become a Partner section or Contact Us directly.
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